How Tab Technology streamlined their expense handling with Cardlay Expense
27. jun. 2025
How Tab Technology streamlined their expense handling with Cardlay Expense
In the early stages of building their business, the team at Tab faced a common startup challenge: manual, time-consuming expense handling that pulled focus away from growth. With a small team and limited time, they needed a solution that could automate admin tasks and make life easier—without adding complexity.
Today, with Cardlay Expense, Tab has transformed their expense management into a smooth, automated process that works in the background while they build the future of digital receipts.
A smooth transition to automated expense management
Tab was founded in Stockholm in 2024 by former leaders from Bolt and Spotify with one clear goal: to automate the entire expense journey—from purchase to accounting—through Smart Receipts. But while they were helping merchants and partners digitize, their own internal expense process was still relying on outdated, manual workflows.
That changed with the implementation of Cardlay Expense.
With Cardlay Expense, Tab found a solution that fit seamlessly with their existing tools, including Eurocard and Fortnox. Expense reporting became faster, easier, and far more reliable.
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Calle Melbin, Founder & CEO, Tab Technology
Time saved, control gained
As a lean, fast-moving team, time is Tab's most valuable resource. Automating expense handling has saved them hours each week—and improved accuracy and compliance in the process.
“We’re saving many hours every week compared to in the beginning when we had a very manual process for uploading receipts to our ERP-system.”
Smart Receipts: From product to personal benefit
Tab doesn’t just use digital receipts—they produce them. Their Smart Receipts technology is already integrated into Cardlay Expense, providing instant, secure documentation for thousands of users.
“It’s so cool! A bit over a year ago, this was all just an idea. With Cardlay’s wide presence, so many users can save even more time with our solution, which is amazing.”
For Tab’s own team, the Smart Receipt integration is a favorite feature—cutting out the need to scan or upload receipts manually.
