Real-time expense management for modern organizations
Real-time expense
management for mordern organizations
Real-time expense management for modern organizations
Get real-time visibility, automated compliance and seamless integrations — optimized for AirPlus and scalable for enterprise organizations
Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)
10
/ US$ 842.29
Need attention
1
Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all
Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57
Meatup
23:11
EUR 52
DKK 387,60
Kronetaxa
18:43
DKK 310,80
DKK 310,80
Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all
Fuel and food
11:58
DKK 50,00
Mileage trips
See all
Langebrogade 4
km 164
DD34567
Langebrogade 4
km 164
DD34567
Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)
10
/ US$ 842.29
Need attention
1
Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all
Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57
Meatup
23:11
EUR 52
DKK 387,60
Kronetaxa
18:43
DKK 310,80
DKK 310,80
Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all
Fuel and food
11:58
DKK 50,00
Mileage trips
See all
Langebrogade 4
km 164
DD34567
Langebrogade 4
km 164
DD34567
Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)
10
/ US$ 842.29
Need attention
1
Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all
Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57
Meatup
23:11
EUR 52
DKK 387,60
Kronetaxa
18:43
DKK 310,80
DKK 310,80
Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all
Fuel and food
11:58
DKK 50,00
Mileage trips
See all
Langebrogade 4
km 164
DD34567
Langebrogade 4
km 164
DD34567
Let’s find the right setup for you
Optimized for AirPlus and scalable for organizations with multiple teams, cards and markets.
Key capabilities that simplify and strengthen your expense process
Automate your entire expense flow with real-time transaction data, instant notifications and seamless ERP integrations, giving finance teams full control across cards, teams and entities.
Real-time spend visibility
Receive transaction data instantly, enabling faster reconciliation, quicker submissions and stronger financial control
Seamless ERP integrations
Seamless ERP integrations
Seamless ERP integrations
Automatically sync expenses, receipts and accounting data into your ERP to eliminate manual work, reduce errors and ensure compliant, audit-ready records.
Automatically sync expenses, receipts and accounting data into your ERP to eliminate manual work, reduce errors and ensure compliant, audit-ready records.
Streamline your workflow and accelerate account reconciliation with ERP integrations.
A modern expense platform built for control, automation and scale
Automate your entire expense flow and give finance full visibility and control across transactions, teams and markets.
01
Real-time transaction data
Instant access to enriched data enables faster reconciliation, higher accuracy and less manual work for finance teams.
02
Employee-friendly reporting
A simple and intuitive reporting experience ensures employees submit compliant expenses quickly
03
Seamless ERP integrations
Automatically sync expenses & receipts directly into your ERP to eliminate manual entry, reduce errors and ensure compliance.
04
Built to scale across teams & entities
Whether you operate in one country or many, we adapt to your structure and support multiple card setups for enterprise needs.
A modern expense platform built for control, automation and scale
Automate your entire expense flow and give finance full visibility and control across transactions, teams and markets.
01
Real-time transaction data
Instant access to enriched data enables faster reconciliation, higher accuracy and less manual work for finance teams.
02
Employee-friendly reporting
A simple and intuitive reporting experience ensures employees submit compliant expenses quickly
03
Seamless ERP integrations
Automatically sync expenses & receipts directly into your ERP to eliminate manual entry, reduce errors and ensure compliance.
04
Built to scale across teams & entities
Whether you operate in one country or many, we adapt to your structure and support multiple card setups for enterprise needs.
A modern expense platform built for control, automation and scale
Automate your entire expense flow and give finance full visibility and control across transactions, teams and markets.
01
Real-time transaction data
Instant access to enriched data enables faster reconciliation, higher accuracy and less manual work for finance teams.
02
Employee-friendly reporting
A simple and intuitive reporting experience ensures employees submit compliant expenses quickly
03
Seamless ERP integrations
Automatically sync expenses & receipts directly into your ERP to eliminate manual entry, reduce errors and ensure compliance.
04
Built to scale across teams & entities
Whether you operate in one country or many, we adapt to your structure and support multiple card setups for enterprise needs.
A modern expense platform built for control, automation and scale
Automate your entire expense flow and give finance full visibility and control across transactions, teams and markets.
01
Real-time transaction data
Instant access to enriched data enables faster reconciliation, higher accuracy and less manual work for finance teams.
02
Employee-friendly reporting
A simple and intuitive reporting experience ensures employees submit compliant expenses quickly
03
Seamless ERP integrations
Automatically sync expenses & receipts directly into your ERP to eliminate manual entry, reduce errors and ensure compliance.
04
Built to scale across teams & entities
Effortlessly keep track of your company’s expenses
Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology
“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen
“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate
Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense
Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology
“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen
“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate
Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense
Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology
“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen
“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate
Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense
Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology
“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen
“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate
Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense
Markets
+
Users
+
Expenses
Explore how we support modern finance teams
Learn how real-time data, automated workflows and seamless ERP integrations can strengthen your expense process.
Explore how we support modern finance teams
Learn how real-time data, automated workflows and seamless ERP integrations can strengthen your expense process.
Explore how we support modern finance teams
Learn how real-time data, automated workflows and seamless ERP integrations can strengthen your expense process.
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team