Real-time expense management
Simplified expense
management.
No delays, no guesswork - just instant visibility, flexible integrations, and complete control of your data







Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)



10
/ US$ 842.29
Need attention
1

Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all

Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57

Meatup
23:11
EUR 52
DKK 387,60

Kronetaxa
18:43
DKK 310,80
DKK 310,80

Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all

Fuel and food
11:58
DKK 50,00

Mileage trips
See all
Billedskærervej 17
Langebrogade 4
km 164
DD34567
Langebrogade 4
Billedskærervej 17
km 164
DD34567

Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)



10
/ US$ 842.29
Need attention
1

Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all

Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57

Meatup
23:11
EUR 52
DKK 387,60

Kronetaxa
18:43
DKK 310,80
DKK 310,80

Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all

Fuel and food
11:58
DKK 50,00

Mileage trips
See all
Billedskærervej 17
Langebrogade 4
km 164
DD34567
Langebrogade 4
Billedskærervej 17
km 164
DD34567




Jovan Upshaw
Real estate corp
9:41
Ready for your review
14
Expense(s)



10
/ US$ 842.29
Need attention
1

Mountain view hotel
11:51 Reservation
EUR 215,00
•••• 1234
Transactions
See all

Mountain view hotel
11:51 Reservation
EUR 215,00
DKK 1.602,57

Meatup
23:11
EUR 52
DKK 387,60

Kronetaxa
18:43
DKK 310,80
DKK 310,80

Parking
10:43
DKK 12.56
DKK 12.56
Out of pocket
See all

Fuel and food
11:58
DKK 50,00

Mileage trips
See all
Billedskærervej 17
Langebrogade 4
km 164
DD34567
Langebrogade 4
Billedskærervej 17
km 164
DD34567
Ready to get started?
*Got a Mastercard Corporate or an AirPlus card? Then you’re good to go!
How Cardlay Expense helps your business
Manage your company’s expenses in real-time with our award-winning mobile and web application.
Real-time notifications
Receive real-time notifications and notify employees directly in the web application.






ERP integrations
ERP integrations
Streamline your workflow and accelerate account reconciliation with ERP integrations.
Streamline your workflow and accelerate account reconciliation with ERP integrations.
Streamline your workflow and accelerate account reconciliation with ERP integrations.
Seamless expense management
Simplify expenses and empower your team with Cardlay Expense
01
Real-time tracking
Finance teams get instant visibility to stay in control and act faster
02
Mobile-first experience
Cardlay Expense lets employees capture receipts, track mileage, and manage spend on the go
03
ERP & Accounting integrations
Skip the spreadsheets. Cardlay Expense integrates directly into your ERP and accounting systems
04
Ready to scale
Whether you’re managing a growing team or a large enterprise, Cardlay Expense adapts to your needs

Seamless expense management
Simplify expenses and empower your team with Cardlay Expense
01
Real-time tracking
Finance teams get instant visibility to stay in control and act faster
02
Mobile-first experience
Cardlay Expense lets employees capture receipts, track mileage, and manage spend on the go
03
ERP & Accounting integrations
Skip the spreadsheets. Cardlay Expense integrates directly into your ERP and accounting systems
04
Ready to scale
Whether you’re managing a growing team or a large enterprise, Cardlay Expense adapts to your needs
Seamless expense management
Simplify expenses and empower your team with Cardlay Expense
01
Real-time tracking
Finance teams get instant visibility to stay in control and act faster
02
Mobile-first experience
Cardlay Expense lets employees capture receipts, track mileage, and manage spend on the go
03
ERP & Accounting integrations
Skip the spreadsheets. Cardlay Expense integrates directly into your ERP and accounting systems
04
Ready to scale
Whether you’re managing a growing team or a large enterprise, Cardlay Expense adapts to your needs

Seamless expense management
Simplify expenses and empower your team with Cardlay Expense
01
Sign up
Fill out your information
02
Mobile-first experience
Cardlay Expense lets employees capture receipts, track mileage, and manage spend on the go
03
ERP & Accounting integrations
Skip the spreadsheets. Cardlay Expense integrates directly into your ERP and accounting systems
04
Ready to scale
Effortlessly keep track of your company’s expenses

Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology



“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen






“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate


Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense


Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology



“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen






“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate


Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense


Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology



“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen






“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate


Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense


Don’t just take our word for it
Here is what our customers have to say about us!
“Before Cardlay it was very messy and receipts would get lost, so our first annual closing of the books was a quite painful story where we had to call restaurants and ask them to resend months old receipts…”
Tab Technology



“Everything in real time - This saves time and effort in every unit of our organization that can be utilized building stronger relation to our customers and partners.”
Håkon Høyem, CFO Engebretsen






“Employees can easily manage their expenses on the go and the web portal provides a great overview of all expenses for our accounting department, saving the company both time and money.”
DFDS
“Cardlay Expense makes our day to day expense handling much easier. With real-time transaction data, administrators get a great overview and can keep better control of company spending.”
Philip Adolphsen, Senior Finance Associate


Joe & the Juice
Now
You have spent DKK 150 and are ready to enrich the expense


Markets
+
Users
+
Expenses

Ready to see Cardlay Expense in action?
Get started today and give your team a faster, simpler way to manage expenses — powered by real-time data.
Get started today, from 5 EUR per user per month. Excluding Smart Receipts transaction feed

Ready to see Cardlay Expense in action?
Get started today and give your team a faster, simpler way to manage expenses — powered by real-time data.
Get started from 5 EUR per user/per month (monthly billing)

Ready to see Cardlay Expense in action?
Get started today and give your team a faster, simpler way to manage expenses — powered by real-time data.
Get started today, from 5 EUR per user per month. Excluding Smart Receipts transaction feed
Need help getting started?
No need to figure it out alone. Our Customer Success team is ready to help you and your team get onboarded smoothly.
Book a free session with our Customer Success team here.
We will help you get started.
Call our Customer Success team
Monday to Friday
9 am to 3 pm CET.
Call our Customer Success team. Monday to Friday
9 am to 4 pm
+45 88440640
Try Cardlay Expense today!
Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.


Try Cardlay Expense today!
Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.


Try Cardlay Expense today!
Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.


Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Billedskærervej 17 • DK-5230 Odense M
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Billedskærervej 17 • DK-5230 Odense M
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Billedskærervej 17 • DK-5230 Odense M
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team