Trusted by organizations with real financial complexity
Trusted by organizations with real financial complexity
Trusted by organizations with real financial complexity
Cardlay Expense is used by medium and large organizations across industries — from operationally constrained teams to complex, multi-entity groups. Built natively for AirPlus, it delivers control, compliance, and real-time visibility at scale.
Cardlay Expense is used by medium and large organizations across industries — from operationally constrained teams to complex, multi-entity groups. Built natively for AirPlus, it delivers control, compliance, and real-time visibility at scale.
Cardlay Expense is used by medium and large organizations across industries — from operationally constrained teams to complex, multi-entity groups. Built natively for AirPlus, it delivers control, compliance, and real-time visibility at scale.
Why organizations choose Cardlay Expense:
As organizations grow, expense management becomes a bottleneck
Why organizations choose Cardlay Expense:
Why organizations choose Cardlay Expense:
Finance leaders value
Finance leaders value
Finance leaders value
Real-time visibility and control
Cleaner data and faster close
Stronger compliance and audit readiness
Real-time visibility and control
Cleaner data and faster close
Stronger compliance and audit readiness
Finance teams value
Finance teams value
Finance teams value
Less manual work
Fewer corrections and exceptions
Reliable inputs for accounting and reporting
Less manual work
Fewer corrections and exceptions
Reliable inputs for accounting and reporting
Employees value
Employees value
Employees value
Simple, mobile-first experience
Faster submissions and approvals
Less friction in everyday expense handling
Simple, mobile-first experience
Faster submissions and approvals
Less friction in everyday expense handling
Bank-grade, compliant, and secure
As organizations grow, expense management becomes a bottleneck
Bank-grade, compliant, and secure
Bank-grade, compliant, and secure
Cardlay Expense is built on a proven, compliant platform with deep experience from large-scale white-label solutions and close collaboration with AirPlus.
Security, compliance, and stability are not add-ons — they are foundational.
Cardlay Expense delivers clean, structured, ERP-ready data. Instead of correcting errors after the fact, finance teams receive validated data aligned to their accounting structure.
Cardlay Expense delivers clean, structured, ERP-ready data. Instead of correcting errors after the fact, finance teams receive validated data aligned to their accounting structure.
How we work with organizations like yours
How we work with organizations like yours
How we work with organizations like yours
How we work with organizations like yours
A proven onboarding process tailored to your structure
Cardlay Expense integrates seamlessly with leading ERP and accounting
systems — and can adapt to complex setups.
Cardlay Expense integrates seamlessly with leading ERP and accounting
systems — and can adapt to complex setups.
A proven onboarding process tailored to your structure
Kickoff & Scoping
01
We align on goals, processes, integrations, and organizational structure.
Configuration
02
Integrations setup
03
Training sessions
04
Go-live
05
Optimization & review
06
Kickoff & Scoping
01
We align on goals, processes, integrations, and organizational structure.
Configuration
02
Integrations setup
03
Training sessions
04
Go-live
05
Optimization & review
06
See how Cardlay Expense
works in organizations
like yours
See how Cardlay Expense works in organizations
like yours
See how Cardlay Expense
works in organizations
like yours
See how Cardlay Expense works in organizations like yours
Built for AirPlus customers
Designed for finance teams
Adopted by employees
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.
expense
Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.
With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.
Odense office
Kochsgade 31D, 3 • DK-5000 Odense c
Copenhagen office
Langebrogade 4 • DK-1411 København K
• CVR. 37447285 • Copyright © 2025 Cardlay A/S
Made with ❤️ by Cardlay Design team
Get Cardlay now?
Ready to transform your spend management to the next level?
Reach out. We are here to help.