Export expense data directly to your ERP

Export expense data directly to your ERP

Export expense data directly to your ERP

Send fully enriched and validated expense data from Cardlay Expense into your ERP or accounting system — ready for reconciliation and booking. Choose between file-based exports or automated flows depending on your setup.

Send fully enriched and validated expense data from Cardlay Expense into your ERP or accounting system — ready for reconciliation and booking. Choose between file-based exports or automated flows depending on your setup.

Computer displaying the Cardlay Expense website with several stylized logos appearing around it.
Computer displaying the Cardlay Expense website with several stylized logos appearing around it.
Computer displaying the Cardlay Expense website with several stylized logos appearing around it.

Seamless expense processing from transaction to ERP

Seamless expense processing from transaction to ERP

Seamless expense processing from transaction to ERP

Cardlay Expense automates the entire expense workflow — from real-time transaction data to final posting in your ERP. Employees complete expenses quickly in the app, while finance teams benefit from structured data, clear approvals and fast reconciliation.


Cardlay supports both file-based export and automated data exchange, ensuring your expense data is complete, accurate and ready for your accounting or ERP system — without manual work.

Cardlay Expense automates the entire expense workflow — from real-time transaction data to final posting in your ERP. Employees complete expenses quickly in the app, while finance teams benefit from structured data, clear approvals and fast reconciliation.


Cardlay supports both file-based export and automated data exchange, ensuring your expense data is complete, accurate and ready for your accounting or ERP system — without manual work.

Woman sitting on the floor using a computer placed on a table.
Woman sitting on the floor using a computer placed on a table.

Needs your attention

Now

Mountain view hotel EUR 120.00. Hi, please finalise and submit your expense.

Mountain view hotel EUR 215.00. Hi, please finalise and submit your expense.

Needs attention

1

Mountain View Hotel logo in green with white text, five stars and mountain design.

Mountain view ho

11:51 Reservation

EUR 215,00

•••• 1234

Mountain View Hotel logo in green with white text, five stars and mountain design.
Physical receipt with printed text on white paper.
Physical receipt with printed text on white paper.

Reject

Approve

Mountain view hotel

USD 300.00

EUR 215.00

USD 300.00

EUR 215.00

Kathrine Richart

Expense

Split

Transaction

Expense details

Save

Hotel and other accommodation

Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.

1135057 Henning Lund Andersen

3257849 2012 Årskode

Accounting

Accounting

Accounting

Take your book-closing process from weeks to minutes

Take your book-closing process from weeks to minutes

Accounting software

Billy

Billy is an ERP system offering comprehensive tools for accounting, invoicing and other business functions. 

Accounting software

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Bjorn Lunden offers a cloud-based ERP system designed to simplify accounting, invoicing and, payroll for small to medium-sized businesses.

Blue circular logo with the text ‘Microsoft Dynamics 365 Business Central’.

Accounting software

Business Central

Business Central is a comprehensive ERP system that integrates financial management, sales, service, and operations into a single platform.

Dinero logo in blue featuring a stylized paperclip icon.
Dinero logo in blue featuring a stylized paperclip icon.

Accounting software

Dinero

Dinero is a cloud-based ERP solution which offers tools for accounting, invoicing, and financial management to streamline business operations.

E-conomic logo with black text and an orange symbol.
E-conomic logo with black text and an orange symbol.

Accounting software

E-conomic

E-conomic offers comprehensive cloud-based accounting software solutions for businesses of all sizes.

Accounting software

Fortnox

Fortnox is a Swedish accounting software tailored to the needs of small and medium-sized businesses, providing tools such as invoicing and bookkeeping.

Hogia logo with blue text and a yellow shield emblem featuring a stylized blue ‘H’.

Accounting software

Hogia

Hogia offers an ERP system for the transport and logistics industry, including public transport, logistics, ferry operations, and terminal management.

Logo with ‘Deltek Maconomy’ written in blue and black.

Accounting software

Maconomy

Maconomy is an enterprise ERP system for large professional services firms that provides complete transparency of projects, people and clients.

Accounting software

PE Accounting

PE Accounting is an ERP system designed for small to medium-sized businesses, offering solutions for accounting, invoicing, and payroll.

Accounting software

SAP

SAP is a comprehensive cloud-based ERP system that integrates financial management, supply chain operations, and other business processes. 

 Specter Retail ERP logo with a green abstract symbol.

Accounting software

Specter

Specter is a cloud-based ERP system for small and medium-sized businesses, with solutions for finance, e-commerce, inventory management, and logistics.

Accounting software

Unit4

Unit4 offers a cloud-based ERP solution that integrates financial management, HR, planning, and project management.

Accounting software

Uniconta

Uniconta is a modern cloud-based ERP system which manages finances, inventory, projects, production, and logistics.

eAccounting logo with black text and a distinctive icon in blue and red.

Accounting software

Visma eAccounting

eAccounting is an ERP system tailored for small businesses, offering tools for bookkeeping, invoicing, VAT management, and year-end reporting.

Accounting software

Visma Spcs 

Visma Spcs is an ERP solution that streamlines accounting, invoicing, and other business functions, tailored to small to medium-sized businesses.

Missing your ERP system?

Missing your ERP system?

Don't see your ERP system listed?

Request it now or seamlessly integrate with our REST API.

Don't see your ERP system listed?

Request it now or seamlessly integrate with our REST API.

Computer displaying the Cardlay Expense website with several stylized logos appearing around it.

Security

Security

Security

Onboard employees securely

Onboard employees securely

Security

Google SSO

Single sign-on (SSO) allows users to sign in to many enterprise cloud applications using a single set of credentials.


Pricing

Transparent and simple pricing for effortless expense management.

Pricing

Transparent and simple pricing for effortless expense management.

Pricing

Transparent and simple pricing for effortless expense management.

Woman smiling while sitting at a table drinking coffee.

What our customers say about us...

Do as all our existing customers and save time and money with simplified expense management.

“... great overview ”

“... This saves time”

“... saving the company both time and money”

Woman smiling while sitting at a table drinking coffee.

What our customers say about us...

Do as all our existing customers and save time and money with simplified expense management.

“... great overview ”

“... This saves time”

“... saving the company both time and money”

Woman smiling while sitting at a table drinking coffee.

What our customers say about us...

Do as all our existing customers and save time and money with simplified expense management.

“... great overview ”

“... This saves time”

“... saving the company both time and money”

Get Cardlay Expense today!

Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.

Get Cardlay Expense today!

Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.

Get Cardlay Expense today!

Real-time expense handling of your company’s expenses - integrated with AirPlus & Mastercard Smart Data.

expense

English

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense c

Copenhagen office

Langebrogade 4 • DK-1411 København K

• CVR. 37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

expense

English

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense c

Copenhagen office

Langebrogade 4 • DK-1411 København K

• CVR. 37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team

expense

English

Cardlay is a Danish FinTech company founded with a clear purpose: We want to drive effortless corporate spend by making it easy for businesses to handle cards, payments, and expenses.

With presence in Europe and US, Cardlay has disrupted the fintech industry by enabling both regional issuers and some of the worlds largest financial institutions and technology corporations to launch new digital innovative solution catering for both SMEs and global enterprises.

Odense office

Kochsgade 31D, 3 • DK-5000 Odense c

Copenhagen office

Langebrogade 4 • DK-1411 København K

• CVR. 37447285 • Copyright © 2025 Cardlay A/S

Made with ❤️ by Cardlay Design team